Even with good screening, property damage can happen. Whether it’s accidental or deliberate, landlords need to act quickly to minimise losses and protect their investment.

Here’s what to do if a tenant damages your property.

Step 1: Assess the Damage

  • Arrange an inspection as soon as possible.
  • Take photos and videos of all damage for evidence.
  • Check the inventory report to compare against the condition at move-in.

Step 2: Determine the Cause

  • Wear and tear: Minor issues like scuffs, faded paint, and loose fittings are the landlord’s responsibility.
  • Accidental damage: If a tenant spills wine on the carpet or breaks an appliance, they are responsible.
  • Negligence or misuse: If a tenant fails to report leaks, leading to major water damage, they may be liable.
  • Deliberate damage: Holes in walls, broken doors, or vandalism may require eviction and legal action.

Step 3: Speak to the Tenant

Before jumping to conclusions, discuss the issue. They may be willing to fix the damage or cover the repair costs.

If they refuse, remind them that:
✔ Their deposit may be used for repairs.
✔ Landlords have the right to deduct costs from the deposit under the tenancy agreement.

Step 4: Use the Deposit Properly

If repairs are needed, submit a claim through the deposit protection scheme. Provide:

  • Photos and inspection reports
  • Receipts and repair estimates

If the tenant disputes the claim, the deposit scheme’s dispute resolution service will review the evidence.

Step 5: Take Legal Action If Needed

For serious damage exceeding the deposit amount, you may need to:

  • Send a formal demand for payment.
  • If unpaid, make a claim through the small claims court.

How to Prevent Future Issues

✔ Use detailed inventory reports at check-in and check-out.
✔ Conduct regular inspections every 3-6 months.
✔ Have clear tenancy agreements stating tenant responsibilities.
✔ Require renter’s insurance to cover accidental damage.

Handling property damage quickly and professionally ensures minimal disruption and protects your investment.